Patient Minimum Guidelines for Approval
• 2 Years consistent employment (same field of business)
• Gross Monthly income of $ 1500.00
• Minimum FICO score 600 with no open collections (small open collections are acceptable), or unsatisfied judgments
• Bankruptcies must be discharged for 2 years to the month
• Minimum 2 years established credit history with unsecured credit extended
• Valid Social Security Number
The addition of a qualified co-signer can still qualify someone who does not meet all of the above criteria; however, the co-signer must also meet such criteria.
Patient Benefits
• Fast Approvals • No Prepayment penalties • A,B, C, and D Credit applicants (Expertise with C and D Credit) • Fixed low interest rates
• Fixed low monthly payments • Interest Rebate programs up to 12 months • Same as Cash programs up to 6 months
• Loan terms up to 84 months • Bilingual loan processing (English/Spanish) • Excellent customer service and support staff

Financing now available see details below:
Payment Information
* The above payment schedule is an example. Payment amounts could vary according qualified to interest rates.
The preferred method of payment is cash. However, if you are uncomfortable carrying a lot of cash, we can take American Express travelers checks, (often obtainable for free at your local bank), we can also take a bank money order. or cashiers check. If you need to use a credit card to finance your dental treatments, we can take a payment online, The prices listed are the cash price. However, because of bank fees, for a credit card payment, there will be an additional charge of 5%.
Sam Dental can now offer financing for your dental work and your expenses on your trip through MyMedicalLoan.com. They provide patients with easy and affordable options to pay for medical expenses through their doctor’s office. They offer a variety of affordable financing programs with flexible payment options and low monthly payments. MyMedicalLoan.com offers installment loans with low, fixed rates and payment options with terms from 12 to 84 months. Based on your credit history, they offer you a customized and affordable payment plan to fit within your budget.
To make an online credit card payment through - Paypal:
For your convenience we have provided this page so that you can make a secure, online credit card payment for services through Paypal.. (You do not need to have an account with Paypal). Just click the "add to shopping cart" button, and then adjust the quantity on the page to the total you want to pay, "update" the cart, and click "proceed to checkout". Then fill out your payment info. and follow the directions.